Terms of Service

Privacy Policy

We take our ethical responsibilities, the security of your personal information, and your privacy seriously. We have a strong commitment to providing excellent service to all our customers and visitors of this web site, including respecting your concerns about privacy. This term’s of services discloses how we collect, protect, use, And share information gathered about you on our website. If you use this site you explicitly agree to this term’s of services and the Terms Of Use in effect at the time of your accessing this website as set forth here. We hope that this disclosure will help increase your confidence in our web site. Therefore, in conformity with our goal of exceeding industry standards and the regulations enacted by federal and state authoritative bodies, we abide the following term’s of services.


This website does collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address, or any other personally identifiable information. We may use IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use. When you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the time of the request, the URL of your request, and other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our website function correctly and provide you the functionality that you see on this website. We also use this information to better understand how visitors use our website and how we can better tune it, its contents and functionality to meet your needs.

Information collected and its uses

We collect your personal information if you decide to retain our services, participate in our affiliate marketing program, complete an application form, or transact other business with us. We need to collect personally identifiable information from you to execute the requested transaction, provide you with a particular service, and/or to further enhance and protect your account. At any time, we may ask you to voluntarily supply us with additional information needed. We will ask you for information such as, but not limited to: name, current and/or billing address, your e-mail address, telephone number and, other personal information, such as your date of birth, address, and loan account information. We may ask for your email address to send confirmations and, if necessary, we might use the other information to contact you for help in processing your requests.

All information provided gives Model City or an affiliate to contact you directly or indirectly. You give full permission to contact you through any and all devices and methods available to us whether it be manual or automated..

We may also use the information we collect about you In order To, but Not limited To:

  • learn more about your interest In the products or services we offer and provide you with information;
  • enroll merchants who desire our services
  • open merchant files and establish their accounts
  • provide customer service
  • negotiate settlement of our merchants’ debts (according to the terms and conditions of their written agreements)
  • learn how to improve our products or services
  • evaluate your suitability for and provide opportunities for our affiliates and other companies to inform you about the products or services they offer that may interest you

Aside from the ways mentioned above, we may use your personally identifiable information In many other ways, including sending you promotional materials, and sharing your information with third parties and Model City affiliate so that these third parties and affiliate can send you promotional materials. (By “promotional materials,” we mean communications that directly promote the use Of web sites, or the purchase of products or services.). However, you may “opt-out” of certain uses of your personal information.

Disclosure of Information to third parties

We may disclose your personally identifiable information In order to effect or carry out any transaction that you have requested of us or As necessary to complete our contractual obligations with you. WE RESERVE THE RIGHT TO SELL, RENT OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES OR Model City AFFILIATES FOR ANY PURPOSE IN OUR SOLE DISCRETION. Model City may share your personally identifiable information with affiliated companies that are directly or indirectly controlled by, or under common control of Model City. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under common control of Model City. The personal information collected on this site and by third parties will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized. We may change or broaden the use of your personal information at any time. We may use your personal information to provide promotional offers by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses.


As indicated above, we provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for or when you provide this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form. You may not, however, opt-out of any service that we deem to be required for us, our affiliates, transferees, or assignees to effectively and efficiently implement our services.

If you no longer wish to receive promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page.

If you do not wish to have your applicable personal information collected, shared, or used by any third party that is not our affiliate/agent/service provider, please contact our customer service department to actively opt-out of having your personal information shared. Customer Service Contact Information:

Model City

Email: info@modelcity.com

Phone: 1-888-349-6226